About Us

Our commitment to sustainability

Our commitment to sustainabilityAs a future-oriented bank with an entrepreneurial mindset, our goal is a long-term focus that supports sustainable development for people and the environment.

Employees

Employees

The health and well-being of our staff are very important to us. We offer modern working conditions such as flexible working hours and scope to work from home to help them achieve a good work-life balance. The remuneration, development and advancement of employees is not dependent on gender, age or origin, and we have trained apprentices for many years.

Environment

As a digitalised company, IHAG Privatbank ensures that natural resources are used in a mindful and environmentally aware way. Energy, paper and plastic (PET) are used sparingly and responsibly and recycled wherever possible.

Social

IHAG Privatbank supports pioneering medical research into childhood cancer and actively promotes foundations in the areas of sport, art and music.

Governance

Our management team is guided by the long-term strategic focus of the bank’s shareholders and family owners and its leadership principles encompass integrity, accountability and empathy. The bank applies a responsible remuneration policy that does not create false incentives.

Sustainable investing

Sustainability is an important cornerstone of our investment philosophy and our risk policy. The bank has decided that the investment universe will now only comprise investments that take ESG-specific factors and risks into account. For you, this means that in our asset management and investment advisory services, we only use financial instruments which, in the opinion of the customary information sources, are deemed to be sustainable and ethically acceptable.

Governance


Our strategic approach to ensure sustainable investments

Business involvement

We do not support activities that are proscribed or generally deemed to be harmful. For instance, we do not support any companies that have significant tobacco interests or manufacture controversial and internationally banned weapons.

Controversial issues

Companies that are confronted with very serious controversies are excluded. For this purpose, we use a systematic assessment that includes independent sources of information such as the media and non-governmental organisations.

Decarbonisation

Preference is given to companies that are taking steps to reduce the use of fossil fuels. For instance, we examine various indicators to identify and compare companies’ compatibility with international climate targets.

ESG ratings

Preference is given to above-average ratings and positive rating dynamics in the environmental, social and governance (ESG) dimensions. We make sure that the portfolio contains the best companies from each industry.

Global standards

Breaches of fundamental principles of human rights, labour standards and corruption prevention are not tolerated. For instance, we systematically exclude companies that fail to comply with the labour and social standards of the International Labour Organization (ILO).

Sustainable Development Goals

Preference is given to companies whose activities, products and services contribute to the 17 Sustainable Development Goals (SDGs) of the United Nations.

These sustainability dimensions are taken into consideration in all our investment solutions. Thanks to our access to independent data, we can apply these criteria uniformly in the investment process for various solutions. All the investment recommendations we submit to you in the context of an advisory mandate are in keeping with our standards so that you can structure your investment portfolio with a clear conscience.

If you delegate the structuring of your portfolio to us through a portfolio management mandate, we will develop your portfolio solely in alignment with our sustainability dimensions.

It should be noted in this context that your chosen ESG preferences supplement the suitability criteria established on the basis of the client risk profile (which takes into account their financial situation and investment objectives).

We bear responsibility for acting in a sustainable manner and will strive continuously to enhance our contribution to an environmentally aware future.

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